Which Loan is Right for You? |
| |
Study Abroad |
| |
| Loan Programs |
Advantages |
Disadvantages |
| With US Cosigner |
- Can cover colleges in USA, UK, Australia, etc.
- Lowest Interest Rates
- Up to 20 years to repay the loan
|
- Must have a credit worthy US Green Card holder or a US Citizen to cosign your loan
|
| Standard Bank Product |
- Attractive Interest Rates
- Repayment to start only after completing the course
|
- Processing time can change from bank to bank
- Entire cost of education may not be covered
- Margin money (money to be contributed by student/parent) is required
- 100% or more collateral a must
- Previous banking relationship with branches may be required
|
| Specialized Education Loan Product |
- Can cover colleges in USA, UK, Australia, etc.
- Competitive Interest Rates
- Entire cost of education (tuition + living expenses, travel etc.) covered
- Flexible Collateral Guarantee (can be less than 100%)
- Margin money not required
|
- A small origination fee is required
|
|
|
|
| |
 |
| |
Study India |
| |
| Loan Programs |
Advantages |
Disadvantages |
| Standard Bank Product |
- Attractive Interest Rates
- Repayment to start only after completing the course
|
- Processing time can change from bank to bank
- Entire cost of education may not be covered
- Margin money (money to be contributed by student/parent) is required
- 100% or more collateral a must
- Previous banking relationship with branches may be required
|
| Specialized Education Loan Product |
- Can cover colleges in USA, UK, Australia, etc.
- Competitive Interest Rates
- Entire cost of education (tuition + living expenses, travel etc.) covered
- Flexible Collateral Guarantee (can be less than 100%)
- Margin money not required
|
- A small origination fee is required
|
|
| |
|
|
| |
|
| |
